Use Your Insurance Before 2014

At the end of the year, you have a variety of tasks to attend to. There are gifts to wrap, parties to host, turkeys to cook and cards to write.

It can all be a little overwhelming. However, there is one item that really should be on your to-do list: Dealing with the addiction that’s impacting your family.

We know it can be difficult to think about addiction during this season, and it may be tempting to hide the addiction from friends and family, so you could put on a happy face for the holidays. Many other people have made this decision in the past. However, by calling us at The Oaks at La Paloma, you could give the greatest gift of sobriety to yourself or to someone you love. Also, by enrolling before January 1, you could be maximizing the benefits of your health insurance plan, and that might save your family money. Read on to find out more.

Before It’s Too Late

Call 877-345-1887

Insurance Basics

If you're like most Americans, you're no expert on health insurance. In fact, you might simply make appointments for services and then just pay the bills when they arrive. But there are good reasons to pay attention to the bills you receive and the amounts of money you've already paid.

If you have a standardized health plan, you may have already paid a variety of bills for things like:

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In some cases, those fees are applied to a deductible, which is a set amount of money you're expected to pay each year for your health care. Once you hit that deductible amount, you might not be required to pay any fees at all.

Why does this matter, you might ask? Because obtaining care when you've paid your yearly deductible in full might be an opportunity to get services for free. You won't have to pay the deductible again, until the new year rolls around, so you'll be able to get the care you need without incurring extra costs.

Unfortunately, there are some insurance plans that place a cap on how much money they'll spend on specific types of procedures. In the past, for example, it was common for some types of insurance plans to limit the amount of money they'd spend on mental health concerns, including addiction care. Those types of restrictions will be less common under new healthcare legislation, but if you've already spent money on mental health issues this year, the legislation may not help you quite yet.

Finding the Answers

If you've been dealing with an addiction issue, or you've been struggling to help someone you love to do so, you might not have the energy to handle all of these concerns on your own. You could call your insurance company for help, but you might be forced to deal with long wait times, complicated terminology and a rising tide of frustration. We have a better option.

We're equipped to assist you with any questions you might have regarding most common insurance plans, including those from the following providers:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • First Health
  • MultiPlan
  • United Healthcare

By calling us, you can get the answers you need from a source you trust, and the call won’t take long to complete. It’ll help us answer your questions more quickly if you pull together a few pieces of information before you call.

We'll need the following details regarding the patient’s coverage:

  • Insurance company name
  • Plan (or group) number
  • Individual member number
  • Employer name (if applicable)

Armed with this information, we can check your benefits quickly and outline the steps you'll need to take in order to use your insurance plan to pay for care. We can even schedule an intake appointment at Michael’s House, so the person you love can get help right away with no delays.

The call is free, and we have admissions coordinators available around the clock to answer your questions. All of the information you provide during these phone calls is kept confidential, so you won't have to worry about anyone intruding on your privacy. If you don't choose to move forward with care when the call is complete, that's your decision. But we hope you will take the time to call us and let us help you navigate the complexities of health insurance and recovery. In just a few moments, you could have all of the answers you're looking for.